Payout Options
Line of Credit
Lump Sum Payment
Monthly Cash Flow Payments
Combination of All Previous Options
No Monthly Mortgage Obligations
As part of the loan, the borrower is required to continue paying property taxes and insurance, maintain the home, and use the home as their primary residence.
Payment Settled on Your Terms
As long as all loan terms are met, the loan becomes repayable when the last borrower leaves the home. That means you or your heirs can pay off the loan or sell the home.
Reverse Mortgages Are Popular
More than a million U.S. households are using a HECM reverse mortgage insured through the Federal Housing Administration (FHA) to help manage their living expenses.
What Can You Do with the Reverse Mortgage Loan Payout?
Buy a Nicer Home
Make Strategic Investments
Get More Pleasure from Retirement
Increase Cash Flow
Extend Your Retirement Savings
Pay Off Your Existing Mortgage
Homeowner Testimonials
Hear from real life RMS clients about their experiences.
Sally Jo and Ayric Dierenfeld
“The components of reverse mortgages and the potential of them, wow…It’s a process of education, people just don’t know.”
Joan Brown
“When I realized that I really really could retire, I gave my two weeks notice and I haven’t looked back. It was a mind changing concept.”
Don and Patti Chave
“We thought there were two things to do. We could lose the home or refinance. How can you refinance when you’re not working?”
Want to Learn More?
**There are some circumstances that will cause the loan to mature and the balance to become due and payable. Borrower is still responsible for paying property taxes and insurance and maintaining the home.